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Until a few decades ago, we enjoyed a near-complete freedom to transact when, where and with whom we pleased. Centralized control over the ability to buy and sell was impossible, as was centralized surveillance of individual transactions.

This freedom was a good thing, and now, as a result of rapidly evolving technology, it's disappearing.

The Canadian government has invoked emergency powers to freeze protesters' bank accounts without due process. PayPal has declared its intention to monitor users' speech and fine them for expressing views the company considers objectionable.

Across the industrialized world, central banks are planning to replace national currencies with central bank digital currencies (CBDCs). These will enable states to track and, if they wish, block or reverse any monetary transaction, no matter how trivial.

We can't accept this outcome. The freedom to transact needs to be seen as a fundamental right, on par with the freedom of speech. To do otherwise risks forfeiting protections we once took for granted against potentially horrific abuse: the ability to earn money and spend it on daily necessities without seeking the approval of powerful, unaccountable institutions.

After purchasing, you will automatically be able to download right_to_transact_2023_12_10.pdf (1 MB).

Tags: books, cryptocurrency, politics, nonfiction

Published on: May 23, 2025

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